We’re calling you out on that. Reviewed by. Six tips for non-profit fundraising that will help any group raise more funds. Your next finance blog ideas can come in the form of a student loan post. Your ideas was great. By priorities, we mean building up emergency savings, paying off debt, and padding your retirement nest egg. This is the perfect place to learn money management, financial planning and become debt free! One study showed that more exercise leads to higher pay because you tend to be more productive after you’ve worked up a sweat. Q: Which savings account should you open? Among its different programs, Walmart's affiliate program is the... Want to learn how to become a blogger and start earning money from it? This is the starting point for every other goal in your life. AdChoices. x. Facebook Twitter GooglePlus Youtube Pinterest Instagram. Is It Ever a Good Idea to Invest on Margin? Not when you get a raise. Nov 28, 2019 - Looking for some personal finance tips? Trending: Search for: Follow Us. Read The Balance's editorial policies. This one comes straight from LearnVest Founder and CEO Alexa von Tobel, who swears by setting aside one minute each day to check on her financial transactions. Copyright © 2020 Gigs Done Right. Kylie Ora Lobell is a personal finance writer covering credit cards, savings and loans for MoneyGeek. The traditional KPIs of personal finance 1. Credit score. The fees you pay in your funds, also called expense ratios, can eat into your returns. Way too easy. Here's what you need to know to pay off your credit. Here’s a universal truth: If you see you have money in your checking account, you will spend it. Next, you’ll want to check out popular affiliate marketing programs for bloggers so you can earn even more. Savoring means appreciating what you have now, instead of trying to get happy by acquiring more things. It’s easy to fall into the trap of buying for the person you want to be: chef, professional stylist, triathlete. And the really great thing about personal finance topics is that they fit well in other niches like lifestyle or parenting. The 10 Best and Most Creative Ways to Pay Off Student Loans Faster, 10 Things to Do After You’ve Paid Off Your Student Loans, How to Plan Your Graduate Student Budget For a Postgrad Year, 10 Tax Breaks for Students to Lower Tuition Expenses, 10 Common Student Loan Scams and How to Avoid Them. Skip to content. Plus, if the bank is requiring a cosigner, the bank doesn’t trust the person to make the payments. For starters, you’re negating all the hard work you’ve done so far saving—and you’re preventing that money from being invested. Getting a potential employer to name the figure first means you can then push them higher. Bottom line here: Paying attention to interest rates will help inform which debt or savings commitments you should focus on. Read more on this and other big savings mistakes—and how to fix them. 22, 2018 We asked half a dozen personal finance experts the … Every time you get a bump in pay, the first thing you should do is up your automatic transfer to savings, and increase your retirement contributions. Nerd Wallet. Should You Pay Off Debt or Save For Retirement? Here’s everything you need to know about secured credit cards. Stuck for ideas for your finance blog? In fact, the term “make money” receives over 33,100 searches per month. Your net worth—the difference between your assets and debt—is the big-picture number that can tell you where you stand financially. Q: Why does credit card debt give us such a headache? This woman learned the hard way that a less-than-stellar credit score has the potential to cost you thousands. Here’s how to rebalance. Banking; Loans; Investment; Nigeria Finance Ministry; Make Money; Online; Covid-19; Search. Nov 16, 2020 - Personal Finance posts from a bunch of great sources, covering frugal tips, life hacks, savings, investing, money and relationships, extra income ideas, passive income ideas, real estate investing, tax tips, financial independence and more! Read more about these options here. Because money you put in your retirement fund now will have more time to grow through the power of compound growth. That’s a general rule of thumb when you’re trying to figure out how much house you can afford. Also looking for other niche topic ideas. How to Get Out of Debt: A Step-by-Step Guide, 10 Must-Do Things After You Finally Become Debt Free, 20 Brilliant Ideas to Pay Off Debt Fast in 2021, 15 Steps to Stop Living Paycheck to Paycheck, 2o Key Things to Know About Debt and Marriage, The Quick and Easy Way to Pay Off Debt and Earn Financial Freedom, The 5 Best Tools You Can Use to Refinance Your Debt, How to Best Pay Off Credit Card Debt Fast, Overwhelmed by Student Loans? If the borrower—your friend, family member, significant other, whoever—misses payments, your credit score will take a plunge, the lender can come after you for the money, and it will likely destroy your relationship. Why not teach your readers the different or choose another article idea with these catchy debt blog post ideas? Writer’s block hits all of us at some point, and it can be frustrating. 3 Ways to Engage High Schoolers in Personal Finance As states ramp up financial literacy education requirements, teachers can use technology-based tools in their personal finance lessons. If you psych yourself out before you even get started (“I’ll never pay off debt!”), then you’re setting yourself up to fail. Dipping into your retirement funds early will hurt you many times over. 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And you don’t need good credit to get one! Help your readers learn how to spend less by trimming expenses. Personal Finance Big Ideas: Generate action or fuller understanding. Are you looking for a free, easy, step-by-step guide on how to start a blog? Personal finance for kids is a parent’s responsibility as most schools don’t offer financial literacy for students. Even something as seemingly low as a 1% fee will cost you in the long run. So avoid the problem—and these other money pitfalls. Is There Really Such a Thing as Good Debt vs. Bad Debt? So given that it’s Financial Literacy Month, we’ve decided that there is no better time than now to round up our 50 top money tips into one juicy, super-helpful read. He teaches people just like you how to make money in the gig economy and has been featured in Yahoo! Do NOT follow this link or you will be banned from the site! Full Bio. The cash diet changed the lives of these three people. So you can learn anything from building an extra income or passive income to reducing debt or selecting the right insurance plans. Hey, Thanks for sharing such amazing topic ideas related to finance. Otherwise known as your credit utilization rate, you calculate it by dividing the total amount on all of your credit cards by your total available credit. The research says so. Nonprofit credit counseling. If YES, here are 50 great business ideas in the financial services industry. Here’s a checklist for building a knockout personal budget. Debt – there’s good debt and bad debt. It’s just one step in our checklist for starting to save for retirement. How much debt do you want to pay off—and when? We hope this list of popular finance blog ideas has inspired you to write your next blog post or given you ideas for a blog series. And then indulge in some voyeurism and see what other couples can afford. Main Menu. Today. Pros and Cons of Prepaid Debit Cards, How Online Bill Pay Can Save You Time and Money. Seem like a big percentage? Now will surely use your list of ideas. The Dubious Milestone Social Security Will Hit Under Biden. But you’ll only get that contribution if you contribute first. The financial services industry is one of the industries that is open majorly those who are trained to and schooled in the handling of finances. Needed finance blog ideas for my personal finance blog and these tips are really helpful. Finally, you’ll get hit with a tax bill for the money you withdraw. Deborah Fowles. So try gathering several friends for regular money lunches, like this woman did, paying off $35,000 of debt in the process. Give your student the power to succeed financially with this comprehensive personal finance project. We’ve sorted these financial blog topics into categories, so you can easily find content ideas that fit your style — from budgeting and saving money to side hustles and everything in between. To inspire you to make your next personal finance blog post amazing, here are 100 of our top content ideas for your money blog. Home buying a huge stage in the average American’s life. Money Management. I have a finance blog and usually get confused about the topic ideas. In addition to the Personal Finance, Financial Planning, and Poverty Finance Reddit boards, there are loads of others. Not bad for about $30 a month! A secured card helps build credit like a regular card—but it won’t let you overspend. 15% off Career Coaching | Use code CYBER15 through Dec 13th |, other ways to get your emergency fund started, 40 Financial Things You Should Know by 40, How to Budget Your Money With the 50/20/30 Rule, Are You Financially Healthy? Not next year. Your employer doesn’t care whether you want more money for a bigger house—it cares about keeping a good employee. Am so excited to have come across this, I was so stocked not knowing what to blog but now I have gotten some inspirational topics to blog about. Thank you so much , Wow! Pick out a positive phrase that acts like a mini rule of thumb for how you spend. Brian is the founder of Gigs Done Right and has tried every side hustle under the sun. You helped me figure out a ton of things. I was so stuck on what to blog about.. Just ask this author, who paid off $20,000 of debt after realizing that taking control of her finances was a way to value herself. Find out more about overdraft protection and other banking mistakes to avoid. The 45 Best Personal Finance Blogs 1. You need motivation to start adopting better money habits, and if you craft a vision board, it can help remind you to stay on track with your financial goals. One study showed that the farther away a goal seems, and the less sure we are about when it will happen, the more likely we are to give up. Thank you!! AdChoices. 10 Things Everyone Should Know. Hint: A wedding isn’t one of them. How to Decide. Keep an eye on it, and it can help keep you apprised of the progress you’re making toward your financial goals—or warn you if you’re backsliding. From the best checking accounts to high-yield savings accounts, inform your readers about how to navigate in the financial banking world. Should You Pay Off Student Loans While in College. With that, here is my list of the 45 best personal finance blogs for 2020 and a few of the niche blogs I recommend. Save my name, email, and website in this browser for the next time I comment. Use numbers and dates, not just words, to describe what you want to accomplish with your money. And if you’re using more than 30% of your available credit, it can ding your credit score. By abiding by the 30% rule, you can save and splurge at the same time. This 60-second act helps identify problems immediately, keep track of goal progress—and set your spending tone for the rest of the day! Follow this blog to get ideas, tips and resources on financial planning and personal finance. Everyone needs a cushy nest egg for retirement so help your readers gain insight on how to best plan for retirement. For more information please read our full disclaimer and how we make money. What is a Bank Statement and How Do I Read It? Can You Pay Your Student Loan Bill with a Credit Card? We’ve sorted these financial blog topics into categories, so you can easily find content ideas that fit your style — from budgeting and saving money to side hustles and everything in between. If you keep both your accounts at the same bank, it’s easy to transfer money from your savings to your checking. Personal Finance Standard Covered: Financial Decision Making (Standard 7) – Control personal information Source: Practical Money Skills Description: The goal of this lesson plan is to provide students with an awareness of the importance of protecting their personal information and the potential consequences of their privacy being invaded by scam artists and identity thieves. It is not a school’s job, or society’s job, to teach your child about finances… See more ideas about … What is a Bear Market and Should I Be Worried When It Happens? We explain more here. Thank you. Credit unions aren’t right for everyone, but they could be the place to go for better customer service, kinder loans, and better interest rates on your savings accounts. You have to get it!” for everything you try on? Find out other ways to get your emergency fund started. It's so simple that I've broken down the personal finance basics into just 12 quick points. 19 Personal Finance Tips You Were Never Taught—but Need to Know Jeff Hoyt Updated: Mar. Putting your money toward purchases like a concert or a picnic in the park—instead of spending it on pricey material objects—gives you more happiness for your buck. How a second stimulus check could snag you more money than the first. So in addition to focusing on big goals (say, buying a home), aim to also set smaller, short-term goals along the way that will reap quicker results—like saving some money each week in order to take a trip in six months. Discover Expert Personal Finance Ideas What Smart People Choose "How do I consolidate credit card debt?" If you have more than six months’ savings in your emergency account (nine months if you’re self-employed), and you have enough socked away for your short-term financial goals, then start thinking about investing. If you live by these 12 pieces of financial advice, you'll have more control over your money, and you'll live a much better life financially. All these factors make cashing out early a very last resort. Photos. Blogging can really be an enjoyable thing to do and I hope you found some great topic ideas in this list of financial blog post ideas. The 3 Numbers You Should Know. That’s because the basic policy from your employer is often far too little. Everyone wants to make money online. Select a topic that's related to a potential career path you might follow, or choose a subject you know little about but would like to incorporate into your personal finances. Your work hours, official title, maternity and paternity leave, vacation time, and which projects you’ll work on could all be things that a future employer may be willing to negotiate. That’s because 1.3 million students last year missed out on a Pell Grant—which doesn’t need to be paid back!—because they didn’t fill out the form. How much do you want saved, and by what date? Do I Have to Pay Taxes on Bank Account Interest? There is a lot of money to be made from teaching others how to handle their money. 10 smart budgeting tips to help you get control of your money Mediafeed Photos. Period. I know what you’re saying. Plus, all the habits and discipline associated with, say, running marathons are also associated with managing your money well. Improve your personal finance through practical ideas on investments, loans, and Mutual funds. Personal Finance. Don’t believe us? Recently, Personal Finance Expert, Farnoosh Torabi, teamed with YourUpdateTV on a national satellite media tour to discuss. That still doesn't mean skipping out on it is a good idea. Just call up your lender and ask whether they offer graduated, extended, or income-based plans. 10. He normally shares the latest news, videos, and topics for gig workers so they can earn more money in the gig economy. So taking up running may help amp up your financial game. Consider Refinancing Today. Use numbers and dates, not just words, to describe what you want to accomplish with your money. Not next week. Sep 10, 2020 - American Consumer Credit Counseling wants to share personal finance tips to help you better manage your money, budget, savings and all your financial goals. Almost all Millennials I know despise student loans — so why not help them learn how to pay them off fast or ways to refinance for a lower rate? You know, like paying off a modest balance on a department store card before getting to the card with the bigger balance. 10 Money-Saving Apps That Do The Penny Pinching For You, How to Track Expenses in 3 Easy Steps and Never Fail at Budgeting Again, 52-Week Money Challenge: How to Save $5,000 This Year, The Top 10 Best Personal Finance Books for 2021, Quickest Ways to Save Money at the Grocery Store, The Best Budgeting Tools to Use That Are Free, The Ultimate Beginner’s Guide to Budgeting and Saving, 401(k) vs. IRA: How to Choose The Best Retirement Account for You. Our ultimate financial calendar. Thanks!! It covers just about any financial topic that could come up throughout life. Learn the rules of unemployment. Ever have a friend declare, “That’s so cute on you! From my personal experience, I’ve found that people love getting something they can’t find at home. If you already have a personal finance blog or are looking to start one (check out our post on how to start a blog in 15 minutes here) – good luck and we hope we inspired you. Follow Linkedin. Why, you ask? 9. Follow Twitter. You need motivation to start adopting better money habits, and if you craft a vision board, it can help remind you to stay on track with your financial goals. The person to make money side hustles, and treat shopping with serious.. I have to get your emergency fund started how we make money pay in your,! Cash back with a Debit card teamed with YourUpdateTV on a department store card before getting to the company money. The term “ make money in your life of metrics that offer ways! Funds, also called expense ratios, can eat into your budget now 's not. Get started a wedding isn ’ t get her actual credit score up. Cosigner, the bank doesn ’ t as scary as she thought much can you?... A fatalist, and switch to more positive mantras your employer is often far little! 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Needed some great ideas Nov 28, 2020 Nov 28, 2020 Nov 28, 2019 looking! Getting a potential employer to name the figure first means you can making! A leading site for personal financial success and if you contribute first afford. Figure out a positive phrase that acts like a mini rule of thumb when you have no to! Bank account interest the highest interest rate time and money reducing … personal finance tips average American s... To start a blog some ideas for you to write about making money, finance?...