make a payment to navient

Navient’s first move was to take the extra electronic payment I was trying to make and apply it towards my next monthly bill. Navient has drawn attention for alleged mistreatment of its borrowers. This can make it easier to pay. Consolidation: If you have many federal loans, you may have multiple monthly payments. You certify that you are the holder of the bank account used to make your electronic payment. However, there is a possibility that there could be a system that allows for large payments to be made via credit with a smaller fixed fee. That's a reasonable point. I can't imagine … Other logos are trademarks or service marks of their respective owners. When you consolidate your loans, it becomes one big loan. Honestly, I've been told, when I called in, that there was no fee for paying via credit cards. Navient is a servicer of federal and private student loans with affiliates providing solutions and management for healthcare and government agencies. If you choose Auto Pay , your loan payments will be automatically deducted from your checking or savings account on your due date each month, even if your due date falls on a weekend or holiday. Navient’s actions have affected numerous students aiming to pay back their loans. Instead of spreading an extra payment across all loans, focus on one loan and throw every single penny at it until it’s paid off. This website uses cookies. Assuming you don’t have any late fees or other fees (most … I'm trying to log in and make my payment, but the Loan Customer Log In box only has copyright information in it, no spaces for username or password. Keep in mind that participation in these programs could increase the total amount you will pay towards your loan. Making sure Navient applies entire payment to principal I thought I'd ask this question here before trying to brave the Navient customer service line (aka phone tree purgatory). Navient’s first move was to take the extra electronic payment I was trying to make and apply it towards my next monthly bill. Overpayments may advance your due date or you may choose to be billed for your next full monthly payment. - I have some student loans that need to be paid off but it seems that Navient only allows me to pay using debit cards automatically or credit cards over the phone with a surcharge. Then move onto the next one. I've tried updating my browser and restarting my computer with no luck fixing it. Or there could be a way to pay through Navient directly without a fee. Phone numbers and addresses are provided for payments, general correspondence, and submitting documents. If you are no longer satisfied with Navient and want to leave, there are a couple of options. Before you proceed, know that you can choose a payment date that works best for you . Learn how payments to your Navient federal or private loans are allocated among your loans and applied to interest, fees, and principal. The issue is that most payments are processed by a lockbox at a bank - meaning by computer - so more often than not those extra notes you include get lost.